Review your current home financing.
A refinance may help eligible borrowers review their current loan structure, long-term financing, or property-related goals.
Get Pre-Approved Start with an inquiry. A loan decision requires review.
Who this may help
- Homeowners
- Property investors
- Borrowers reviewing loan structure
- Borrowers planning long-term financing
Common uses
- Rate-and-term review
- Loan-structure review
- Investment-property refinance
- Long-term financing planning
Loan programs, documentation requirements, maximum LTV, rates, terms, and eligibility vary by lender and borrower scenario. All loans are subject to underwriting approval and program availability. This is not a commitment to lend.
What to have in mind
These details help explain your situation. You can start the inquiry before gathering every document.
Keep sensitive documents for the secure upload process. Do not send them by general email.
- Current loan information
- Estimated property value
- Loan amount
- Income documentation
- Occupancy
- Timeline
What happens next
The inquiry starts the conversation. Final options depend on the full review.
How the loan process worksShare the property, borrower, and loan goal.
Review the documentation path that may fit.
Discuss possible next steps before moving deeper into paperwork.
Move forward only when the borrower understands the direction.
Questions about Refinance
General guidance to help you decide what to ask.
Does refinancing always save money?
No. Refinancing depends on goals, costs, terms, and lender review. No savings are promised.
Can investment-property refinances be reviewed?
Yes. Rental-property refinance scenarios may be reviewed when property and income details are available.
Talk through your plans.
Tell Citadel about the property and what you want to do. We can review the details with you.
Get Pre-Approved