Citadel Home Loan
Nicolas Zhao
Managing Director · Loan Officer
DRE 02010532 · NMLS 1632716
Start with the full picture.
A loan program is only one part of the decision. Nicolas begins with what you are trying to accomplish and what information is available, then discusses a practical next step.
An inquiry is not a loan approval. Eligibility, documents, rates, and terms depend on full review and the lender’s requirements.
What we look at together
Your plans
What you want to do, your timing, and how you expect to use the property.
The property
The location, value, occupancy, and any details that may affect financing.
Your financial picture
How income, assets, and available documents explain your situation.
Let’s talk about your situation.
Tell us the basics online or get in touch directly with Nicolas.
Citadel R&C Inc · DRE 02164531 · NMLS 2286403
Loan programs, documentation requirements, maximum LTV, rates, terms, and eligibility vary by lender and borrower scenario. All loans are subject to underwriting approval and program availability. This is not a commitment to lend.