Home-loan options for eligible international borrowers and investors.
Specialized mortgage programs may be available depending on residency, property, documentation, credit profile, and lender requirements.
Get Pre-Approved Start with an inquiry. A loan decision requires review.
Who this may help
- Foreign national buyers
- International investors
- Borrowers reviewing U.S. property financing
- Eligible residency scenarios
Common uses
- Primary or second-home review
- Investment-property review
- Purchase planning
- Refinance planning
Loan programs, documentation requirements, maximum LTV, rates, terms, and eligibility vary by lender and borrower scenario. All loans are subject to underwriting approval and program availability. This is not a commitment to lend.
What to have in mind
These details help explain your situation. You can start the inquiry before gathering every document.
Keep sensitive documents for the secure upload process. Do not send them by general email.
- Residency details
- Property information
- Income or asset documentation
- Credit profile
- Loan amount
What happens next
The inquiry starts the conversation. Final options depend on the full review.
How the loan process worksShare the property, borrower, and loan goal.
Review the documentation path that may fit.
Discuss possible next steps before moving deeper into paperwork.
Move forward only when the borrower understands the direction.
Questions about Foreign National
General guidance to help you decide what to ask.
Is approval guaranteed for international borrowers?
No. Eligibility depends on lender requirements, documentation, property, credit profile, and underwriting.
Do documentation requirements vary?
Yes. Required documents vary by program, country/residency context, and lender review.
Talk through your plans.
Tell Citadel about the property and what you want to do. We can review the details with you.
Get Pre-Approved